Sunshine Financial Solutions of South Florida

We are committed to delivering value and reliable solutions to our clients—for any goal and stage of their life. We form strong, long-lasting relationships with the people we serve. Your goals are what matter to you, our job is to make them a reality.​

Individuals and Families

Business Owners

Retirees/Medicare Eligible

Individuals and Families

Your goals and family are what matter most to you. We get to know both and tailor solutions to build a future you can look forward to.

Business Owners

Grow your business, retain key employees, safeguard against uncertain times, give your employees benefits. Your passion is our priority.

Retirees/Medicare Eligible

​Retirees/Medicare Eligible can maximize their income and benefits, plan their final wishes, and leave a legacy for their children and grandchildren.

I want Life Insurance to protect my family. Do I need term or permanent insurance? What's the difference?

• Term Life Insurance
• Permanent Life Insurance

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• Low cost plan
• Guaranteed protection for loved ones
• Coverage from 10-30 years
• Premiums never change during the term period

• Option to waive your premium while out of work on injury*
• Can be converted to permanent plan later on regardless of change in health*​
• Living benefits if you develop a chronic or terminal illness

Advantage: you can start with a low cost plan to get you covered, lock in your health rating, and in the future when you're ready, convert to a permanent plan that has added benefits.

• Designed to cover you for life
• Whole Life, Universal Life, Indexed Universal Life, Variable Universal Life
• Each has advantages based on your goals

• Guaranteed coverage
• Can be designed to build cash value you can borrow from, tax-free (living benefits)
• Premiums may be flexible or guaranteed to never change

Advantage: if you're looking for a plan that has a guaranteed death benefit for life, premiums that never change and living benefits available to you while you're alive, then permanent plans may be what you're looking for.

Ask us how you can get life insurance coverage without taking a medical exam.

Request A Quote

*Insurance carriers require written statement from a licensed physician confirming inability to work as outlined in policy.
*Term plan must have conversion option included to convert to a permanent plan without being underwritten again. Must convert within conversion period outlined in your policy.

Free Business Valuation

Growth of a business hinges on how well the owner knows the value of their business. Access essential reports, values, and Key Performance Indicators of your business at no cost to you when you work with our dedicated team.

Maximize College Tuition Aid

There are many resources for tuition aid. Maximize government aid, find out what major factors affect future cost of college, and learn about scholarships and grant options your child can qualify for to reduce out-of-pocket expense.

Your Most Valuable Asset

Your income is what makes your lifestyle possible—it's what makes your planning possible. If you weren't able to work and earn an income for a while due to sickness or injury, how would that affect you and your family?

Financial freedom consists of many individual goals

When we help our clients achieve the success and financial freedom they dream of, we dedicate our time and knowledge to every aspect of their planning. We know that the journey to financial freedom consists of many different milestones throughout your life. We are with you every step of the journey.

Retirement Readiness

Financial Stability

Building Wealth

Life insurance, disability insurance, long term care, final expense and more.

Looking for a general idea for what different plans might cost? Request a quote from us—no obligations.

Get Started

Why work with Sunshine Financial Solutions of South Florida?

We believe individuals must be given the knowledge and guidance necessary to understand the market and environment that can affect their money. There is no "one-size-fits-all" solution because every person is different. We build long lasting relationships with the people we serve; our commitment is to always put our clients' needs and best interest above all else. Our mission is to understand our clients' goals and concerns, educate them on how the instruments they put their money in work and enable them to truly control their money for life. We give our clients the financial freedom they deserve.

Dedicated team of skilled professionals

Each of our agents has extensive and professional experience. Combined, we have more than 150 years of experience. Many hold various professional designations, and qualified representatives are licensed to sell a variety of investment and insurance products. We are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participate in the management of your finances.​

Meet Our Team

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We believe in our strategies

We don't recommend strategies for our clients that we wouldn't implement ourselves. Our strategies have a proven track record; we believe in them and share our experience and success with the people and families we've had the opportunity to form long-lasting relationships with. The institutions we partner with have over a century of proven success and consistency during even the worst financial times in our nation. ​

Our Promise

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We're with you every step of the way

Our job doesn't end when your plans are implemented. We're with our clients for the long-term. Our environment changes constantly and it's our responsibility to help our clients navigate the ups, downs, and turns. You'll never have to weather the storm of uncertainty alone. 

Our Mission

• Getting Started
• Progress Report
• FAQs

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Whether you're new to planning or you have experience, we work with people in all stages of life. We look forward to learning about your goals.

Get in touch

We meet with families and business owners of all financial experience every day to help them understand and evaluate the plans they've already implemented with their own respective advisors. Our expert professionals help many people become familiar with what their plans will provide them in the future. We call this evaluation a "progress report." Its not uncommon to have a plan that you started years ago when your situation was different than it is today. A progress report will show you if your plans still meet your needs today and projections for your future still align with your goals. We believe this valuable information should be accessible to everyone, which is why we do this with no commitment or obligation to continue working with us afterward. If you'd like to learn more about this free service with us, you can get in touch with one of our experts today.

Get in touch

If you have some questions or topics you're not sure about, chances are you're not alone. Check out some common questions that our clients ask! 

FAQs

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Newsletters

Blockchain
A glimpse into how blockchain might impact businesses, and a warning for investors to heed the risks associated with blockchain investments.

Key Tax Breaks for Business Owners
Small-business owners will want to take full advantage of every legal tax break available, such as deductions for a home office and automobile expenses.

A New Look at Old Retirement Savings Guidelines
Need help understanding complicated retirement savings guidelines? Here are four ideas to help simplify some savings strategies.

Consider a Roth for Tax-Free Retirement Income
Roth IRA withdrawal and conversion rules and how they differ from other retirement plans.