BUSINESS

Business
​Key Employees
Employee Benefits
Financial Management
Protect Your Business
​​Retirement Planning
​Succession Planning

Employee Benefits

To attract and keep innovative, quality people, you need to offer quality fringe benefits. Fringe benefits don't have to be difficult or complicated to offer value to your executives. In fact, a simple plan is often the best plan. 

In today's competitive business environment, the more incentive-based benefits you can provide, the more successful you'll be at recruiting and keeping your key executives. 

You may want to consider: 
​

• Supplemental Executive Retirement Plan (SERP): Provides tailored retirement benefits for highly compensated individuals. A SERP enables you to place "golden handcuffs" on your most valuable employees by offering them an incentive that is too good from which to walk away. 
• Executive Bonus Plan: A simple, yet powerful, fringe benefit that lets you, the employer, purchase life insurance on yourself and selected key executives. Executive bonus plans also provide your business with a current income tax deduction. 
• Split-Dollar Insurance: Brings together the life insurance needs of one person with the premium-paying ability of another. Split-dollar life insurance plans are flexible and can be tailored to meet a variety of tax and business planning needs. For instance, you can structure split-dollar life insurance in such a way that your business owns the insurance policy and all of the cash values within it while your employee shares in a portion of the death benefit. 

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