Sunshine Financial Solutions of South Florida

Retirement strategies, income solutions, and protection plans designed for high-income professionals and business owners.

Build Your Strategy

Personalized Strategies

Your financial goals are personal, and your strategy should be too. We take the time to understand where you are today and where you want to go, then help develop solutions designed around your priorities.

Protect What Matters Most​

Protecting your family, income, business, and financial future is an important part of a well-rounded plan. We help you explore insurance and protection strategies designed to provide greater confidence when life takes an unexpected turn.​

Maximize Today. Secure Tomorrow.

Smart financial planning is about making the most of today's opportunities while preparing for the years ahead. We help you evaluate strategies for building wealth, creating retirement income, and working toward greater long-term financial security.

A Partner You Can Count On​

​Financial planning is an ongoing journey, not a one-time transaction. As your life, goals, and circumstances change, we're here to provide guidance, review your strategy, and help you stay focused on what matters most. 

Our Services​

Comprehensive Solutions. Built Around You.

​We help you design a financial strategy that supports your lifestyle, protects your family, and helps you keep more of what you've worked so hard to build.

Retirement Planning

Strategies for building retirement wealth, reducing taxes, and creating income for the future, tailored to your goals.​

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Guaranteed Lifetime Income

Create a reliable income stream designed to last as long as you do, so you can retire with confidence.​

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Annuities

Solutions focused on income, protection, growth potential, and financial confidence in retirement.​

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Life Insurance

Protect your family and explore strategies that can also support wealth accumulation, retirement, and legacy planning.​

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Disability Income Insurance

Protect your most valuable asset, your ability to earn an income, with specialized solutions for professionals and business owners.​

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Mortgage Protection

Help protect your home and family from the financial impact of death or disability.​

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Who We Help​

Professionals​

Financial strategies designed for individuals whose income and career create unique planning opportunities and protection needs.

Business Owners​

Strategies to help protect your business, your income, your employees, and the wealth you've worked to create.

Individuals & Families

Personalized strategies designed to protect the people you care about while building toward your financial goals.

​Retirees

Personalized strategies designed to protect the people you care about while building toward your financial goals.

I want Life Insurance to protect my family. Do I need term or permanent insurance? What's the difference?

• Term Life Insurance
• Permanent Life Insurance

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• Low cost plan
• Guaranteed protection for loved ones
• Coverage from 10-30 years
• Premiums never change during the term period

• Option to waive your premium while out of work on injury*
• Can be converted to permanent plan later on regardless of change in health*​
• Living benefits if you develop a chronic or terminal illness

Advantage: you can start with a low cost plan to get you covered, lock in your health rating, and in the future when you're ready, convert to a permanent plan that has added benefits.

• Designed to cover you for life
• Whole Life, Universal Life, Indexed Universal Life, Variable Universal Life
• Each has advantages based on your goals

• Guaranteed coverage
• Can be designed to build cash value you can borrow from, tax-free (living benefits)
• Premiums may be flexible or guaranteed to never change

Advantage: if you're looking for a plan that has a guaranteed death benefit for life, premiums that never change and living benefits available to you while you're alive, then permanent plans may be what you're looking for.

Ask us how you can get life insurance coverage without taking a medical exam.

Request A Quote

*Insurance carriers require written statement from a licensed physician confirming inability to work as outlined in policy.
*Term plan must have conversion option included to convert to a permanent plan without being underwritten again. Must convert within conversion period outlined in your policy.

Free Business Valuation

Growth of a business hinges on how well the owner knows the value of their business. Access essential reports, values, and Key Performance Indicators of your business at no cost to you when you work with our dedicated team.

Maximize College Tuition Aid

There are many resources for tuition aid. Maximize government aid, find out what major factors affect future cost of college, and learn about scholarships and grant options your child can qualify for to reduce out-of-pocket expense.

Your Most Valuable Asset

Your income is what makes your lifestyle possible—it's what makes your planning possible. If you weren't able to work and earn an income for a while due to sickness or injury, how would that affect you and your family?

Financial freedom consists of many individual goals

When we help our clients achieve the success and financial freedom they dream of, we dedicate our time and knowledge to every aspect of their planning. We know that the journey to financial freedom consists of many different milestones throughout your life. We are with you every step of the journey.

Retirement Readiness

Financial Stability

Building Wealth

Life insurance, disability insurance, long term care, final expense and more.

Looking for a general idea for what different plans might cost? Request a quote from us—no obligations.

Get Started

Why work with Sunshine Financial Solutions of South Florida?

We believe individuals must be given the knowledge and guidance necessary to understand the market and environment that can affect their money. There is no "one-size-fits-all" solution because every person is different. We build long lasting relationships with the people we serve; our commitment is to always put our clients' needs and best interest above all else. Our mission is to understand our clients' goals and concerns, educate them on how the instruments they put their money in work and enable them to truly control their money for life. We give our clients the financial freedom they deserve.

Dedicated team of skilled professionals

Each of our agents has extensive and professional experience. Combined, we have more than 150 years of experience. Many hold various professional designations, and qualified representatives are licensed to sell a variety of investment and insurance products. We are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participate in the management of your finances.​

Meet Our Team

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We believe in our strategies

We don't recommend strategies for our clients that we wouldn't implement ourselves. Our strategies have a proven track record; we believe in them and share our experience and success with the people and families we've had the opportunity to form long-lasting relationships with. The institutions we partner with have over a century of proven success and consistency during even the worst financial times in our nation. ​

Our Promise

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We're with you every step of the way

Our job doesn't end when your plans are implemented. We're with our clients for the long-term. Our environment changes constantly and it's our responsibility to help our clients navigate the ups, downs, and turns. You'll never have to weather the storm of uncertainty alone. 

Our Mission

• Getting Started
• Progress Report
• FAQs

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Whether you're new to planning or you have experience, we work with people in all stages of life. We look forward to learning about your goals.

Get in touch

We meet with families and business owners of all financial experience every day to help them understand and evaluate the plans they've already implemented with their own respective advisors. Our expert professionals help many people become familiar with what their plans will provide them in the future. We call this evaluation a "progress report." Its not uncommon to have a plan that you started years ago when your situation was different than it is today. A progress report will show you if your plans still meet your needs today and projections for your future still align with your goals. We believe this valuable information should be accessible to everyone, which is why we do this with no commitment or obligation to continue working with us afterward. If you'd like to learn more about this free service with us, you can get in touch with one of our experts today.

Get in touch

If you have some questions or topics you're not sure about, chances are you're not alone. Check out some common questions that our clients ask! 

FAQs

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Newsletters

Blockchain
A glimpse into how blockchain might impact businesses, and a warning for investors to heed the risks associated with blockchain investments.

Key Tax Breaks for Business Owners
Small-business owners will want to take full advantage of every legal tax break available, such as deductions for a home office and automobile expenses.

A New Look at Old Retirement Savings Guidelines
Need help understanding complicated retirement savings guidelines? Here are four ideas to help simplify some savings strategies.

Consider a Roth for Tax-Free Retirement Income
Roth IRA withdrawal and conversion rules and how they differ from other retirement plans.